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A Risky Game To Play

Posted by: Erik Sahagian @ Nov. 4, 2014, 10:44 a.m.

It's time to play every drivers favorite game:

"Are You Covered?"

Here's how it goes: you've paid your auto insurance

agent hundreds or thousands of dollars year after

year and then the one day something happens with

your car, you find yourself realizing you have no idea

what you've been paying for all these years: no idea

what you're covered for and what you're not.

Here is an example:

You come back to your parking space and notice

a new dent in the side of your car.

Sadly, there is no note.

"Are You Covered?"

Well, you remember your agent saying something about this

five or so years ago when you first signed up, but now you

don't recall exactly what for.

The reality is, if you do not have collision coverage

you do not have the coverage needed in this instance.

Even if you have collision coverage, you would be stuck paying

your "deductible" which can be $300, $500 or even $1,000 or $2,000.

Paying for car insurance is bad enough.

But not knowing what you're paying for (and what you're

not paying for) is even worse.

Give your agent a call and make sure you

know what's what!

And don't ever play: "Are You Covered?" again.


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